Walletreum has connected the lenders and borrowers with ALGON to maximize the benefit in any market scenario in an automated way. ALGON will play the role of fund manager for both lenders and borrowers and secure the crypto-assets from price depreciation in the bear market and save borrowed funds from liquidation. ZeroSwap is Walletreum internal swap feature that allows users to quickly and easily swap one crypto-asset for another without paying any transaction cost that generally users have to spend on traditional swapping platforms. All the swapping will happen in the internal pools of the platform with virtual asset-backed tokens. Walletreum saves tons of gas fees for a high number of swaps. Users will be able to earn WALT tokens based on their usage (Lending and Borrowing). Walletreum will be distributing 4500 WALT tokens every day to the lenders and borrowers pro-rata, depending on their use. The distribution of WALT tokens will be split in half between Lenders and Borrowers. Walletreum has changed the whole traditional concept of lending and borrowing after researching and testing many scenarios, most notably, the bear market. Walletreum has connected the lenders and borrowers with ALGON to maximize the benefit in any scenario of the market in an automated way. ALGON will play the role of fund manager for both lenders and borrowers and secure the crypto assets of both from price depreciation in the bear market. Walletreum's "ALGON" is not an ordinary bot which only executes buy and sell order according to the set pattern of technical indicators but ALGON is an AI written in over 50,000 line of code that learns with the time (Deep Learning) and is scalable in trading volume and measures performance ( balance over time, percent winning trade, Sharpe, total gained before vs after fees, risk-adjusted gains, etc.)

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