This value-creation business model holds great risks in a highly volatile cryptocurrency market. When selling such a service, the client assumes all the risks, and therefore, if the cost of cryptocurrencies falls, their income decreases as well. The mining services are also sold with a small surcharge. Extra money is lost by the client from income and equipment maintenance fees. Smart contracts are very sensitive. The smart contract owner can apply so-called backdoor bookmarks, changing the working conditions of the whole system, including code edits. In plus, such contracts are very exposed to hacker attacks and have no development potential. Forex currencies trading can never generate high returns due to the nature of trading itself. In Forex trading there are risks of full loss of investor's funds. so, where does the funds come from? from the 90 % that lost money in the Forex sectors. Computer intelligence is susceptible to a panic-driven sell-off in the event of a collapse of an asset. An automated trading robot is incapable of performing a well-rounded and comprehensive analysis of the market situation and formulating even a short-term trading strategy on the basis of that analysis. High-frequency trading requires the constant presence of an experienced tradesman as an insurance element.

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